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    PUBLISHED
    

    UNITED STATES COURT OF APPEALS
    

    FOR THE FOURTH CIRCUIT
    

    ------------------------------------------------*

    UNITED STATES OF AMERICA,

    Plaintiff-Appellee,

              v.No. 02-4421
    

    WARREN MONROE HAYES,

    Defendant-Appellant.

    ------------------------------------------------*

    ------------------------------------------------*

    UNITED STATES OF AMERICA,

    Plaintiff-Appellant,

              v.No. 02-4478
    

    WARREN MONROE HAYES,

    Defendant-Appellee.

    ------------------------------------------------*

    Appeals from the United States District Court
    for the Eastern District of Virginia, at Richmond.
    Richard L. Williams, Senior District Judge.
    (CR-01-335)
    

    Argued: January 24, 2003
    

    Decided: March 14, 2003
    

    Before WILKINS, Chief Judge, WIDENER, Circuit Judge, and
    Morton I. GREENBERG, Senior Circuit Judge of the
    United States Court of Appeals for the
    Third Circuit, sitting by designation.
    

    ____________________________________________________________

    Affirmed in part and vacated and remanded in part by published opin-

    ion. Chief Judge Wilkins wrote the opinion, in which Judge Widener

    and Senior Judge Greenberg joined.

    COUNSEL
    

    ARGUED: Mary Elizabeth Maguire, Assistant Federal Public

    Defender, Richmond, Virginia, for Appellant. Laura C. Marshall,

    Assistant United States Attorney, Richmond, Virginia, for Appellee.

    ON BRIEF: Frank W. Dunham, Jr., Federal Public Defender, Rich-

    mond, Virginia, for Appellant. Paul J. McNulty, United States Attor-

    ney, Richmond, Virginia, for Appellee.

    ____________________________________________________________

    OPINION
    

    WILKINS, Chief Judge:

    Warren Monroe Hayes appeals his convictions for 24 counts of

    procuring the presentation of tax returns containing false statements,

    in violation of 26 U.S.C.A. § 7206(2) (West 2002). He asserts that 20

    of the charges against him are barred by the statute of limitations, that

    six of his convictions are not supported by sufficient evidence, and

    that the district court erred in admitting certain evidence. On cross-

    appeal, the Government contends that the district court improperly

    refused to consider relevant conduct at sentencing. Finding merit only

    in the Government's claim, we affirm Hayes' convictions, vacate his

    sentence, and remand.

    I.
    

    On November 19, 2001, a grand jury in the Eastern District of Vir-

    ginia issued an indictment charging Hayes with preparing 24 tax

    returns that fraudulently inflated the taxpayers' deductions. The

    returns in question were filed between February 17, 1996 and April

    15, 1999.

    Hayes moved to dismiss all but four of the charges. In support, he

    argued that a three-year statute of limitations applied under 26

    U.S.C.A. § 6531 (West 2002) and that only four of the charges in the

    indictment involved conduct within the preceding three years. The

    district court denied Hayes' motion, concluding that the applicable

    limitations period is six years, not three.

    2
    

    At the ensuing trial, the Government presented testimony from sev-

    eral witnesses who had retained Hayes to prepare their taxes. Their

    testimony indicated that Hayes was not a full-time accountant or tax-

    preparer but that he supplemented his income every year by preparing

    returns for relatives and acquaintances. These returns were ostensibly

    based on documents provided to Hayes by his customers. The cus-

    tomers testified, however, that the returns prepared by Hayes substan-

    tially overstated some of their deductions, primarily for charitable

    contributions and medical expenses. The customers further testified

    that they did not review the returns before filing them; thus, even as

    they recognized that they were receiving larger refunds than they

    were accustomed to, they did not become aware of the overstatements

    until contacted by investigators from the Internal Revenue Service

    (IRS).

    Hayes testified in his own behalf. He admitted that he made errors

    in the returns he prepared but denied fabricating any figures in order

    to increase his customers' deductions.

    The jury found Hayes guilty of all 24 counts charged in the indict-

    ment. The court then sentenced Hayes to 24 concurrent terms of 30

    months imprisonment.

    II.
    

    Hayes' first claim is that the district court erred in refusing to apply

    a three-year statute of limitations to the charges against him. This is

    a legal issue which we review de novo. See Franks v. Ross, 313 F.3d

    184, 192 (4th Cir. 2002).

    Section 6531 provides that criminal violations of tax laws are ordi-

    narily subject to a three-year statute of limitations. The statute further

    provides, however, that the limitations period is six years for eight

    types of offenses. As is relevant here, the longer limitations period

    applies to

    the offense of willfully aiding or assisting in, or procuring,

    counseling, or advising, the preparation or presentation

    under, or in connection with any matter arising under, the

    3
    

    internal revenue laws, of a false or fraudulent return, affida-

    vit, claim, or document (whether or not such falsity or fraud

    is with the knowledge or consent of the person authorized

    or required to present such return, affidavit, claim, or docu-

    ment).

    26 U.S.C.A. § 6531(3). The district court concluded that the charges

    against Hayes were governed by § 6531(3) and thus subject to a six-

    year statute of limitations. We agree.

    The charges against Hayes alleged violations of § 7206(2), which

    establishes criminal penalties for any person who

    [w]illfully aids or assists in, or procures, counsels, or

    advises the preparation or presentation under, or in connec-

    tion with any matter arising under, the internal revenue

    laws, of a return, affidavit, claim, or other document, which

    is fraudulent or is false as to any material matter, whether

    or not such falsity or fraud is with the knowledge or consent

    of the person authorized or required to present such return,

    affidavit, claim, or document.

    Even a cursory comparison of these provisions demonstrates that

    § 6531(3) refers to offenses under § 7206(2). The language of the two

    statutes is virtually identical, with the only substantive difference

    being that § 6531(3) omits the requirement that the defendant's false

    statements relate to a "material matter."

    Hayes contends that this difference demonstrates that § 6531(3)

    does not apply to violations of § 7206(2). This argument might be

    persuasive if the additional requirement appeared in the procedural

    provision establishing the statute of limitations rather than the sub-

    stantive provision defining the crime. Here, however, the reverse is

    true. Thus, while there may be offenses that satisfy § 6531(3) without

    including all the elements of a § 7206(2) violation, it is not possible

    to violate § 7206(2) without meeting all the requirements of

    § 6531(3). See United States v. Zavin, 190 F. Supp. 393, 394 (D.N.J.

    1961) ("A return which is false as to any material matter is a false

    return.").

    4
    

    Hayes further argues that the absence of any reference to § 7206(2)

    in § 6531 demonstrates that Congress did not intend for the extended

    statute of limitations to apply to § 7206(2) offenses. He bolsters this

    argument by noting that § 6531(5) specifically alludes to § 7206(1).

    We acknowledge that the legislative intent would be clearer if § 6531

    identified both of the relevant portions of § 7206 in the same manner,

    rather than referring to one by citation and to the other by incorporat-

    ing its language. Nevertheless, the absence of an explicit reference to

    § 7206(2) within § 6531 does not preclude the application of a six-

    year limitations period here. Of the eight categories of offenses sub-

    ject to the six-year period under § 6531, four are defined through

    descriptions of offense conduct, see 26 U.S.C.A. §§ 6531(1)-(4),

    while the other four are defined through statutory references, see 26

    U.S.C.A. §§ 6531(5)-(8). A holding that the six-year statute of limita-

    tions applies only to the statutory provisions explicitly mentioned in

    § 6531 would effectively nullify the four paragraphs of that statute

    that use descriptions rather than citations. This result would contra-

    vene well-settled principles of statutory construction. See Lane v.

    United States, 286 F.3d 723, 731 (4th Cir. 2002).

    For the foregoing reasons, we conclude that application of

    § 6531(3) to offenses under § 7206(2) is appropriate, notwithstanding

    that § 6531 neither expressly refers to § 7206(2) nor incorporates all

    the elements of a § 7206(2) offense. We therefore hold that the dis-

    trict court properly denied Hayes' motion to dismiss the 20 charges

    involving conduct occurring more than three years before he was

    indicted.

    III.
    

    We next consider Hayes' claim that there was insufficient evidence

    to support six of his convictions. We review this claim de novo. See

    United States v. Romer, 148 F.3d 359, 364 (4th Cir. 1998).

    Section 7206(2) requires the Government to prove that "`(1) the

    defendant aided, assisted, or otherwise caused the preparation and

    presentation of a return; . . . the return was fraudulent or false as to

    a material matter; and (3) the act of the defendant was willful.'"

    United States v. Aramony, 88 F.3d 1369, 1382 (4th Cir. 1996) (quot-

    ing United States v. Salerno, 902 F.2d 1429, 1432 (9th Cir. 1990)).

    5
    

    The verdict of the jury that Hayes committed this offense will be

    upheld if "`there is substantial evidence, taking the view most favor-

    able to the Government, to support it.'" United States v. Bennafield,

    287 F.3d 320, 324 (4th Cir.) (quoting Glasser v. United States, 315

    U.S. 60, 80 (1942)), cert. denied, 123 S. Ct. 388 (2002). With these

    standards in mind, we now examine the evidence supporting the con-

    victions challenged by Hayes.

    A. Count 7: Eunicea and Larry Ellerbe
    

    Eunicea Ellerbe testified that she retained Hayes through her sister,

    Cynthia Peeples. Ellerbe gave relevant documents to Peeples for

    delivery to Hayes, and Hayes then prepared a tax return for Ellerbe

    and her husband. This return included, among other inaccurate fig-

    ures, a claimed deduction of $16,381 for medical expenses. Ellerbe

    testified that she did not give Hayes any information supporting such

    a deduction.

    Hayes contends that his conviction relating to the Ellerbe tax return

    is not supported by sufficient evidence because there was no evidence

    negating the possibility that Peeples, rather than Hayes, invented the

    deductions listed on the Ellerbe return. We disagree. Peeples testified

    at trial that, in addition to recruiting Hayes to prepare returns for

    Ellerbe, she twice hired him to prepare her own returns. The first

    return included deductions not supported by the information Peeples

    had provided to Hayes, and Peeples was audited as a result. She testi-

    fied that she subsequently instructed Hayes "to do my taxes, but only

    put the figures on my taxes of what I give you." J.A. 564-65. The jury

    could reasonably infer that Peeples would not adhere to this policy for

    herself and yet provide Hayes with false information about her sister's

    taxes. This inference is particularly strong in light of the substantial

    similarities connecting the misstatements in the Ellerbe return with

    those in other returns prepared by Hayes. Cf. Morgan v. Foretich, 846

    F.2d 941, 944 (4th Cir. 1988) (holding that evidence that two half-

    sisters suffered similar sexual abuse tended to show that they were

    abused by their common parent or grandparents).

    B. Counts 12 and 13: Ronald Gullette
    

    Like Eunicea Ellerbe, Ronald Gullette retained Hayes through an

    intermediary (Van Ashe) and never interacted with Hayes directly.

    6
    

    Hayes thus contends that the evidence fails to establish that he created

    the false information that was included on returns he prepared for

    Gullette; instead, such information may have been given to Hayes by

    Ashe. Once again, however, the jury could reasonably infer that

    Hayes was responsible, because the misstatements in Gullette's

    returns were so similar to those in other returns prepared by Hayes.

    C. Count 14: Linda Macklin
    

    Linda Macklin, Hayes' sister-in-law, testified that Hayes prepared

    her tax returns for 1996 and 1997. On her 1996 return, Hayes

    included a medical expense of over $13,000. Macklin told the grand

    jury that she had incurred more than $14,000 in medical bills in 1996,

    when her daughter was born. On this basis, Hayes asserts that the

    deduction noted on Macklin's return was not fraudulent.

    This argument fails because Macklin testified that she never dis-

    cussed her medical bills with Hayes. Also, it appears that Macklin

    never claimed to have paid these bills herself; instead, she testified

    that they were paid by her insurance, which rendered them non-

    deductible, see 26 U.S.C.A. § 213(a) (West 2002). The jury could rea-

    sonably infer from these circumstances that Macklin did not provide

    Hayes with the $13,000 figure listed on her tax return and that Hayes

    may instead have invented this number. Moreover, while the $13,000

    deduction noted by Hayes was close to Macklin's actual expenses,

    this figure also resembles false medical deductions claimed by Hayes

    in other returns he prepared.

    D. Counts 23 and 24: Gloria and Willard1 Turnage
    

    Gloria Turnage, like Linda Macklin, is Hayes' sister-in-law, and,

    like Macklin, Gloria hired Hayes to prepare tax returns for her and her

    husband in 1996 and 1997. These returns included large deductions

    for medical expenses and charitable contributions. Hayes asserts that

    the Turnages' testimony established that these deductions were accu-

    rate. This is incorrect. Under questioning by the court, Willard Tur-

    ____________________________________________________________

    1 The indictment spells Mr. Turnage's first name "Williard." J.A. 13. It

    appears in the transcript as "Willard," however. Id. at 188. We have

    adopted the latter spelling.

    7
    

    nage testified that the deductions on the Turnages' returns were

    "wrong." J.A. 193. Thus, the evidence supports the conclusion that

    the Turnages' returns included false statements.

    Although Hayes has not raised this issue, we note that the evidence

    also supports the inference that it was Hayes who fabricated the incor-

    rect amounts noted on the Turnages' returns. Gloria testified that she

    gave Hayes a series of documents-"[m]y W-2s, my medical bills,

    my financial statement from church, my day care," id. at 170-and let

    him compute her deductions. Willard, for his part, stated that he "re-

    ally didn't do anything" to assist Hayes with the preparation of tax

    returns. Id. at 189. It follows that neither Gloria nor Willard provided

    Hayes with the incorrect numbers that appeared on their tax returns.

    Consequently, Hayes must have either derived those numbers from

    Gloria's records or invented them himself. In light of the general reli-

    ability of business records and the substantial similarities between the

    errors on the Turnage returns and false deductions noted on other

    returns prepared by Hayes, a jury could reasonably conclude that

    Hayes fabricated the incorrect figures on the Turnage returns. Accord-

    ingly, the evidence was sufficient to support Hayes' convictions.

    IV.
    

    Hayes' remaining claims challenge the admission of certain evi-

    dence. Decisions allowing the introduction of evidence are reviewed

    for abuse of discretion. See United States v. Robinson, 275 F.3d 371,

    383 (4th Cir. 2001), cert. denied, 122 S. Ct. 1581, 1945 (2002).

    A. Summary Charts
    

    Hayes initially challenges the admission of charts created by Spe-

    cial Agent Jo Ann Haarstick of the IRS. These charts summarized the

    alleged misstatements in tax returns prepared by Hayes. Hayes con-

    tends that these charts were unnecessary because this case was not

    unduly complex. He further asserts that the charts tended to bolster

    the testimony of the taxpayers who claimed that Hayes included false

    information in their returns.

    We uphold the admission of the charts for three reasons. First,

    although the trial was short, numerous witnesses testified about multi-

    8
    

    ple errors in 24 different tax returns; consequently, the charts may

    have aided the jury in organizing the information it received before

    Haarstick testified. See United States v. Loayza, 107 F.3d 257, 264

    (4th Cir. 1997) (noting that a decision to admit summary charts

    should be guided by consideration of the "complexity and length of

    the case as well as the numbers of witnesses and exhibits"). Second,

    the charts and accompanying testimony assisted the Government in

    meeting its burden of proving that Hayes' misstatements were mate-

    rial to the computation of taxes owed by his customers. Third, the dis-

    trict court minimized the possibility that the jury would treat the

    charts as substantive evidence by instructing that, if the information

    in the charts conflicted with the materials from which the charts were

    derived, "it is the raw material underlying the charts and summaries

    that controls." J.A. 624; see Loayza, 107 F.3d at 264 (upholding

    admission of charts based in part on use of limiting instruction).

    B. Vouching by Haarstick
    

    Hayes next contends that the district court improperly permitted

    Haarstick to vouch for other Government witnesses. This claim arises

    from the following colloquy, which occurred at the end of the Gov-

    ernment's direct examination of Haarstick:

    Q And were any of the taxpayers subjects of the investiga-

    tion?

    A No.

    Q Why is that?

    A The element was willfulness. And when the interviews

    were done, to my knowledge -

    [DEFENSE COUNSEL]: This requires hearsay. Second

    of all, requires a legal opinion, which I don't think she is

    qualified to make.

    THE COURT: No. It is a policy of the IRS. The objection

    is overruled.

    9
    

    Proceed.

    BY [THE PROSECUTOR]:

    Q If you could just - the question was why weren't they

    considered to be - why wouldn't the IRS have consid-

    ered them to be subjects of the investigation?

    A It was determined that they did not willfully know what

    was on the tax return. They had not reviewed it, didn't

    have knowledge that it was false.

    J.A. 483-84.

    It is impermissible for a prosecutor to indicate her personal belief

    in the credibility of Government witnesses or to elicit one witness'

    opinion that another witness has told the truth. See United States v.

    Lewis, 10 F.3d 1086, 1089 (4th Cir. 1993). Such improper vouching

    is not necessarily reversible error, however. Instead, a reviewing court

    must assess the prejudicial effect of the improper comments by con-

    sidering "(1) the degree to which the comments could have misled the

    jury; (2) whether the comments were isolated or extensive; (3) the

    strength of proof of guilt absent the inappropriate comments; and

    (4) whether the comments were deliberately made to divert the jury's

    attention." United States v. Sanchez, 118 F.3d 192, 198 (4th Cir.

    1997).

    We assume for purposes of decision that Haarstick's testimony

    amounted to improper vouching. Nevertheless, applying the factors

    listed in Sanchez, we hold that any error was harmless.2

    With respect to the first factor, we conclude that the comments had

    no appreciable effect on the jury. We recognize that the comments in

    question went to the central issue to be decided at trial-that is,

    ____________________________________________________________

    2 The Government asserted at oral argument that this claim is subject

    to plain error review because Hayes did not object on the basis of

    improper vouching. We need not consider whether Hayes adequately

    preserved this claim, because we conclude that the Government prevails

    even under a harmless error standard.

    10
    

    whether the misstatements in tax returns prepared by Hayes resulted

    from inaccurate information provided by Hayes' customers or from

    Hayes' own fabrications. But Haarstick's statement that the Govern-

    ment had resolved that question against Hayes only restated the obvi-

    ous; if the IRS had believed Hayes rather than his customers, Hayes

    would not have been indicted. Furthermore, Haarstick expressed the

    conclusion of the IRS, without indicating either that the IRS had any

    undisclosed knowledge to support that conclusion or that she person-

    ally considered the testimony against Hayes to be credible. For these

    reasons, we do not believe the testimony in question misled the jury.

    The remaining three factors also weigh against reversal. The testi-

    mony at issue was not extensive, but rather amounted to two or three

    sentences in the middle of the trial. In addition, the Government's

    case, viewed in its entirety, was quite strong, as it demonstrated a pat-

    tern of similar misstatements on 24 different tax returns prepared by

    Hayes; thus, the jury could not have credited Hayes' defense-that he

    relied entirely on information provided by his customers-without

    concluding that Hayes' diverse customers all made false claims

    involving the same types of deductions and similar dollar amounts.

    And finally, there is nothing in the record to indicate that the Govern-

    ment deliberately elicited the statements in question for improper pur-

    poses. For these reasons, we affirm Hayes' 24 convictions for

    violating § 7206(2).

    V.
    

    We now turn to the Government's cross-appeal. The Government

    contends that the district court improperly refused to consider evi-

    dence that Hayes' offenses resulted in tax losses exceeding $274,000.

    "We review the district court's factual findings for clear error, but if

    the issue on review turns primarily on the legal interpretation of a

    guideline term, the standard moves closer to de novo review." United

    States v. Hudson, 272 F.3d 260, 263 (4th Cir. 2001) (alteration and

    internal quotation marks omitted).

    The presentence report (PSR) prepared before Hayes' sentencing

    concluded that the crimes of which Hayes had been convicted cost the

    Government a total of $75,814 ("Indictment Losses"). The PSR then

    estimated that the Government suffered additional losses of $199,017

    11
    

    from 63 tax returns prepared by Hayes that did not result in prosecu-

    tion ("Non-Indictment Losses"). In computing Hayes' sentencing

    range, the PSR included both the Indictment Losses and the Non-

    Indictment Losses in Hayes' relevant conduct. See U.S. Sentencing

    Guidelines Manual § 1B1.3 (2000) (defining relevant conduct).

    Before the sentencing hearing, Hayes filed written objections to the

    PSR. With respect to the Non-Indictment Losses, he argued that

    (1) the 63 returns in question were not part of his relevant conduct,

    (2) the value of the Non-Indictment Losses was calculated improp-

    erly, and (3) consideration of the Indictment Losses alone would

    result in an appropriate sentence under 18 U.S.C.A. § 3553(a) (West

    2000). The Government, responding in writing, disagreed with these

    assertions and offered to introduce evidence in support of its position.

    The Government did not have an opportunity to present this evi-

    dence. At the beginning of the sentencing hearing, the district court

    ruled:

    Given the facts in the pre-sentence report, I grant the

    defendant's objections to the calculations of the tax loss

    amount. Even though relevant conduct may be considered,

    The Court finds that a tax loss amount of $75,814, the total

    loss amount for the counts charged in the indictment, results

    in a sentence sufficient, but not greater than necessary, to

    reflect the seriousness of the offense, provide just punish-

    ment for an adequate deterrence, and to protect the public,

    in satisfaction of [§ 3553(a)].

    J.A. 691. The Government noted an objection and proffered evidence

    to support its assertions, but the court did not change its ruling. The

    effect of this ruling was to reduce Hayes' base offense level from 16

    to 14. See U.S.S.G. §§ 2T1.4(a)(1), 2T4.1(I) & (K) (2000).

    The Government asserts that the district court erred in refusing to

    consider its evidence. Hayes counters that the court did not refuse to

    consider any evidence, but instead found such evidence insufficient

    to demonstrate that the Non-Indictment Losses resulted from relevant

    conduct.

    12
    

    We agree with the Government's position. The statements of the

    district court do not reflect any inquiry whatsoever into the adequacy

    of the Government's proffers. Instead, the ruling quoted above indi-

    cates that the court simply made a personal assessment of what loss

    amount would result in an appropriate sentence, without regard to the

    sentencing guidelines. However, "[t]he relevant conduct provisions

    are designed to channel the sentencing discretion of the district courts

    and to make mandatory the consideration of factors that previously

    would have been optional." Witte v. United States, 515 U.S. 389, 402

    (1995); see U.S.S.G. § 1B1.3(a) (providing that a defendant's offense

    level ordinarily "shall be determined on the basis of" relevant conduct

    (emphasis added)). Thus, while the guidelines preserve a broad range

    of discretion for district courts, a court has no discretion to disregard

    relevant conduct in order to achieve the sentence it considers appro-

    priate.

    For these reasons, we must vacate Hayes' sentence and remand for

    further proceedings. On remand, the district court must apply § 1B1.3

    to determine whether to treat some or all of the Non-Indictment

    Losses as part of Hayes' relevant conduct. We take no position

    regarding the procedures the court must follow or what its ultimate

    conclusion should be.

    VI.
    

    For the reasons stated above, we affirm Hayes' convictions but

    vacate his sentence and remand for resentencing.

    AFFIRMED IN PART; VACATED AND REMANDED IN PART 
    

    13
    

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