Laws: Cases and Codes : U.S. Code : Title 5 : Section 8704


   
U.S. Code as of: 01/03/05
Section 8704. Group insurance; amounts

      (a) An employee eligible for insurance is entitled to be insured
    for an amount of group life insurance equal to - 
        (1) the employee's basic insurance amount, multiplied by
        (2) the appropriate factor determined on the basis of the
      employee's age in accordance with the following schedule:


               If the age of the employee is                    The     
                                                            appropriate 
                                                             factor is: 
    --------------------------------------------------------------------
      35 or under                                                    2.0
      36                                                             1.9
      37                                                             1.8
      38                                                             1.7
      39                                                             1.6
      40                                                             1.5
      41                                                             1.4
      42                                                             1.3
      43                                                             1.2
      44                                                             1.1
      45 or over                                                    1.0.
    --------------------------------------------------------------------

      (b) An employee eligible for insurance is entitled to be insured
    for group accidental death and dismemberment insurance in
    accordance with this subsection. Subject to the conditions and
    limitations approved by the Office of Personnel Management which
    are contained in the policy purchased by the Office, the group
    accidental death and dismemberment insurance provides payment as
    follows:


              Loss                           Amount payable             
    --------------------------------------------------------------------
    For loss of life            Full amount of the employee's basic     
                                 insurance amount.                      
    Loss of one hand or of      One-half the amount of the employee's   
     one foot or loss of         basic insurance amount.                
     sight of one eye                                                   
    Loss of two or more         Full amount of the employee's basic     
     such members                insurance amount.                      
    --------------------------------------------------------------------

    For any one accident the aggregate amount of group accidental death
    and dismemberment insurance that may be paid may not exceed an
    amount equal to the employee's basic insurance amount.
      (c) The Office shall prescribe regulations providing for the
    conversion of other than annual rates of pay to annual rates of pay
    and shall specify the types of pay included in annual pay. For the
    purpose of this chapter, "annual pay" includes - 
        (1) premium pay under section 5545(c)(1) of this title; and
        (2) with respect to a law enforcement officer as defined in
      section 8331(20) or 8401(17) of this title, premium pay under
      section 5545(c)(2) of this title.

      (d) In determining the amount of insurance to which an employee
    is entitled - 
        (1) a change in rate of pay under subchapter VI of chapter 53
      of this title is deemed effective as of the first day of the pay
      period after the pay period in which the payroll change is
      approved; and
        (2) a change in rate of pay under section 5344 or 5349 of this
      title is deemed effective as of the date of issuance of the order
      granting the increase or the effective date of the increase,
      whichever is later, except, that in the case of an employee who
      dies or retires during the period beginning on the effective date
      of the increase and ending on the date of the issuance of the
      order granting the increase, a change in rate of pay under either
      of such sections shall be deemed as having been in effect for
      such employee during that period.



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