Laws: Cases and Codes : U.S. Code : Title 12
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U.S. Code as of:
01/19/04
Chapter 44 - Notes
Sec.
4301. Findings and purpose.
(a) Findings.
(b) Purpose.
4302. Disclosure of interest rates and terms of accounts.
(a) In general.
(b) Broadcast and electronic media and outdoor
advertising exception.
(c) Disclosure required for on-premises displays.
(d) Misleading descriptions of free or no-cost
accounts prohibited.
(e) Misleading or inaccurate advertisements, etc.,
prohibited.
4303. Account schedule.
(a) In general.
(b) Information on fees and charges.
(c) Information on interest rates.
(d) Other information.
(e) Style and format.
4304. Disclosure requirements for certain accounts.
4305. Distribution of schedules.
(a) In general.
(b) Distribution in case of certain initial
deposits.
(c) Distribution of notice of certain changes.
(d) Distribution in case of accounts established by
more than 1 individual or by a group.
(e) Notice to account holders as of effective date
of regulations.
4306. Payment of interest.
(a) Calculated on full amount of principal.
(b) No particular method of compounding interest
required.
(c) Date by which interest must accrue.
4307. Periodic statements.
4308. Regulations.
(a) In general.
(b) Model forms and clauses.
4309. Administrative enforcement.
(a) In general.
(b) Additional enforcement powers.
(c) Regulations by agencies other than the Board.
4310. Repealed.
4311. Credit unions.
(a) In general.
(b) Regulations prescribed by NCUA.
4312. Effect on State law.
4313. Definitions.
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