Laws: Cases and Codes : U.S. Code : Title 12 : Section 3764


   
U.S. Code as of: 01/19/04
Section 3764. Record of foreclosure and sale

    (a) Statements included
      To establish a sufficient record of foreclosure and sale, the
    foreclosure commissioner shall include in the recitals of the deed
    to the purchaser, or prepare as an affidavit or addendum to the
    deed, a statement setting forth - 
        (1) the date, time, and place of the foreclosure sale;
        (2) that the mortgage was held by the Secretary, the date of
      the mortgage, the office in which the mortgage was recorded, and
      the liber number and folio or other appropriate description of
      the recordation of the mortgage;
        (3) the particulars of the foreclosure commissioner's service
      of the notice of default and foreclosure sale in accordance with
      sections 3758 and 3760 of this title;
        (4) the date and place of filing the notice of default and
      foreclosure sale;
        (5) that the foreclosure was conducted in accordance with the
      provisions of this chapter and with the terms of the notice of
      default and foreclosure sale; and
        (6) the sale amount.
    (b) Effect of statements
      The items set forth in subsection (a) of this section shall - 
        (1) be prima facie evidence of the truth of such facts in any
      Federal or State court; and
        (2) evidence a conclusive presumption in favor of bona fide
      purchasers and encumbrancers for value without notice.

    Encumbrancers for value include liens placed by lenders who provide
    the purchaser with purchase money in exchange for a security
    interest in the newly-conveyed property.
    (c) Recordation of instruments
      The deed executed by the foreclosure commissioner, the
    foreclosure commissioner's affidavit (if prepared) and any other
    instruments submitted for recordation in relation to the
    foreclosure of the security property under this chapter shall be
    accepted for recordation by the registrar of deeds or other
    appropriate official of the county or counties in which the
    security property is located upon tendering of payment of the usual
    recording fees for such instruments, and without regard to the
    compliance of those instruments with any other local filing
    requirements.



Previous [Notes] Next

Related Resources

Banking Law Guide

Banking Articles and Documents

Banking Discussion

Ads by FindLaw