Laws: Cases and Codes : U.S. Code : Title 12 : Section 3713


   
U.S. Code as of: 01/19/04
Section 3713. Transfer of title and possession

    (a) Payment and delivery of deeds
      The foreclosure commissioner shall deliver a deed or deeds to the
    purchaser or purchasers and obtain the balance of the purchase
    price in accordance with the terms of sale provided in the notice
    of default and foreclosure sale.
    (b) Quit claim deed
      Subject to subsection (c) of this section, the foreclosure deed
    or deeds shall convey all of the right, title, and interest in the
    security property covered by the deed which the Secretary as
    holder, the foreclosure commissioner, the mortgagor, and any other
    persons claiming by, through, or under them, had on the date of
    execution of the mortgage, together with all of the right, title,
    and interest thereafter acquired by any of them in such property up
    to the hour of sale, and no judicial proceeding shall be required
    ancillary or supplementary to the procedures provided in this
    chapter to assure the validity of the conveyance or confirmation of
    such conveyance.
    (c) Possession by purchaser; continuing interests
      A purchaser at a foreclosure sale held pursuant to this chapter
    shall be entitled to possession upon passage of title to the
    mortgaged property, subject to an interest or interests senior to
    that of the mortgage and subject to the terms of any lease of a
    residential tenant for the remaining term of the lease or for one
    year, whichever period is shorter. Any other person remaining in
    possession after the sale and any residential tenant remaining in
    possession after the applicable period shall be deemed a tenant at
    sufferance.
    (d) Right of redemption; right of possession
      There shall be no right of redemption, or right of possession
    based upon right of redemption, in the mortgagor or others
    subsequent to a foreclosure pursuant to this chapter.
    (e) Imposition of tax on conveyance to the Secretary
      When conveyance is made to the Secretary, no tax shall be imposed
    or collected with respect to the foreclosure commissioner's deed,
    whether as a tax upon the instrument or upon the privilege of
    conveying or transferring title to the property. Failure to collect
    or pay a tax of the type and under the circumstances stated in the
    preceding sentence shall not be grounds for refusing to record such
    a deed, for failing to recognize such recordation as imparting
    notice or for denying the enforcement of such a deed and its
    provisions in any State or Federal court.



Previous [Notes] Next

Related Resources

Banking Law Guide

Banking Articles and Documents

Banking Discussion

Ads by FindLaw