Laws: Cases and Codes : U.S. Code : Title 12 : Section 3410


   
U.S. Code as of: 01/19/04
Section 3410. Customer challenges

    (a) Filing of motion to quash or application to enjoin; proper
      court; contents
      Within ten days of service or within fourteen days of mailing of
    a subpena, summons, or formal written request, a customer may file
    a motion to quash an administrative summons or judicial subpena, or
    an application to enjoin a Government authority from obtaining
    financial records pursuant to a formal written request, with copies
    served upon the Government authority. A motion to quash a judicial
    subpena shall be filed in the court which issued the subpena. A
    motion to quash an administrative summons or an application to
    enjoin a Government authority from obtaining records pursuant to a
    formal written request shall be filed in the appropriate United
    States district court. Such motion or application shall contain an
    affidavit or sworn statement - 
        (1) stating that the applicant is a customer of the financial
      institution from which financial records pertaining to him have
      been sought; and
        (2) stating the applicant's reasons for believing that the
      financial records sought are not relevant to the legitimate law
      enforcement inquiry stated by the Government authority in its
      notice, or that there has not been substantial compliance with
      the provisions of this chapter.

    Service shall be made under this section upon a Government
    authority by delivering or mailing by registered or certified mail
    a copy of the papers to the person, office, or department specified
    in the notice which the customer has received pursuant to this
    chapter. For the purposes of this section, "delivery" has the
    meaning stated in rule 5(b) of the Federal Rules of Civil
    Procedure.
    (b) Filing of response; additional proceedings
      If the court finds that the customer has complied with subsection
    (a) of this section, it shall order the Government authority to
    file a sworn response, which may be filed in camera if the
    Government includes in its response the reasons which make in
    camera review appropriate. If the court is unable to determine the
    motion or application on the basis of the parties' initial
    allegations and response, the court may conduct such additional
    proceedings as it deems appropriate. All such proceedings shall be
    completed and the motion or application decided within seven
    calendar days of the filing of the Government's response.
    (c) Decision of court
      If the court finds that the applicant is not the customer to whom
    the financial records sought by the Government authority pertain,
    or that there is a demonstrable reason to believe that the law
    enforcement inquiry is legitimate and a reasonable belief that the
    records sought are relevant to that inquiry, it shall deny the
    motion or application, and, in the case of an administrative
    summons or court order other than a search warrant, order such
    process enforced. If the court finds that the applicant is the
    customer to whom the records sought by the Government authority
    pertain, and that there is not a demonstrable reason to believe
    that the law enforcement inquiry is legitimate and a reasonable
    belief that the records sought are relevant to that inquiry, or
    that there has not been substantial compliance with the provisions
    of this chapter, it shall order the process quashed or shall enjoin
    the Government authority's formal written request.
    (d) Appeals
      A court ruling denying a motion or application under this section
    shall not be deemed a final order and no interlocutory appeal may
    be taken therefrom by the customer. An appeal of a ruling denying a
    motion or application under this section may be taken by the
    customer (1) within such period of time as provided by law as part
    of any appeal from a final order in any legal proceeding initiated
    against him arising out of or based upon the financial records, or
    (2) within thirty days after a notification that no legal
    proceeding is contemplated against him. The Government authority
    obtaining the financial records shall promptly notify a customer
    when a determination has been made that no legal proceeding against
    him is contemplated. After one hundred and eighty days from the
    denial of the motion or application, if the Government authority
    obtaining the records has not initiated such a proceeding, a
    supervisory official of the Government authority shall certify to
    the appropriate court that no such determination has been made. The
    court may require that such certifications be made, at reasonable
    intervals thereafter, until either notification to the customer has
    occurred or a legal proceeding is initiated as described in clause
    (A).
    (e) Sole judicial remedy available to customer
      The challenge procedures of this chapter constitute the sole
    judicial remedy available to a customer to oppose disclosure of
    financial records pursuant to this chapter.
    (f) Affect on challenges by financial institutions
      Nothing in this chapter shall enlarge or restrict any rights of a
    financial institution to challenge requests for records made by a
    Government authority under existing law. Nothing in this chapter
    shall entitle a customer to assert the rights of a financial
    institution.



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