Laws: Cases and Codes : U.S. Code : Title 12 : Section 3404


   
U.S. Code as of: 01/19/04
Section 3404. Customer authorizations

    (a) Statement furnished by customer to financial institution and
      Government authority; contents
      A customer may authorize disclosure under section 3402(1) of this
    title if he furnishes to the financial institution and to the
    Government authority seeking to obtain such disclosure a signed and
    dated statement which - 
        (1) authorizes such disclosure for a period not in excess of
      three months;
        (2) states that the customer may revoke such authorization at
      any time before the financial records are disclosed;
        (3) identifies the financial records which are authorized to be
      disclosed;
        (4) specifies the purposes for which, and the Government
      authority to which, such records may be disclosed; and
        (5) states the customer's rights under this chapter.
    (b) Authorization as condition of doing business prohibited
      No such authorization shall be required as a condition of doing
    business with any financial institution.
    (c) Right of customer to access to financial institution's record
      of disclosures
      The customer has the right, unless the Government authority
    obtains a court order as provided in section 3409 of this title, to
    obtain a copy of the record which the financial institution shall
    keep of all instances in which the customer's record is disclosed
    to a Government authority pursuant to this section, including the
    identity of the Government authority to which such disclosure is
    made.



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