|
U.S. Code as of:
01/19/04
Section 3401. Definitions
For the purpose of this chapter, the term -
(1) "financial institution", except as provided in section 3414
of this title, means any office of a bank, savings bank, card
issuer as defined in section 1602(n) of title 15, industrial loan
company, trust company, savings association, building and loan,
or homestead association (including cooperative banks), credit
union, or consumer finance institution, located in any State or
territory of the United States, the District of Columbia, Puerto
Rico, Guam, American Samoa, or the Virgin Islands;
(2) "financial record" means an original of, a copy of, or
information known to have been derived from, any record held by a
financial institution pertaining to a customer's relationship
with the financial institution;
(3) "Government authority" means any agency or department of
the United States, or any officer, employee, or agent thereof;
(4) "person" means an individual or a partnership of five or
fewer individuals;
(5) "customer" means any person or authorized representative of
that person who utilized or is utilizing any service of a
financial institution, or for whom a financial institution is
acting or has acted as a fiduciary, in relation to an account
maintained in the person's name;
(6) "holding company" means -
(A) any bank holding company (as defined in section 1841 of
this title);
(B) any company described in section 1843(f)(1) of this
title; and
(C) any savings and loan holding company (as defined in the
Home Owners' Loan Act [12 U.S.C. 1461 et seq.]);
(7) "supervisory agency" means with respect to any particular
financial institution, holding company, or any subsidiary of a
financial institution or holding company, any of the following
which has statutory authority to examine the financial condition,
business operations, or records or transactions of that
institution, holding company, or subsidiary -
(A) the Federal Deposit Insurance Corporation;
(B) Director,(!1) Office of Thrift Supervision;
(C) the National Credit Union Administration;
(D) the Board of Governors of the Federal Reserve System;
(E) the Comptroller of the Currency;
(F) the Securities and Exchange Commission;
(G) the Commodity Futures Trading Commission;
(H) the Secretary of the Treasury, with respect to the Bank
Secrecy Act (Public Law 91-508, title I) [12 U.S.C. 1951 et
seq.] and subchapter II of chapter 53 of title 31; or
(I) any State banking or securities department or agency; and
(8) "law enforcement inquiry" means a lawful investigation or
official proceeding inquiring into a violation of, or failure to
comply with, any criminal or civil statute or any regulation,
rule, or order issued pursuant thereto.
|
|