Laws: Cases and Codes : U.S. Code : Title 12 : Section 3349


   
U.S. Code as of: 01/19/04
Section 3349. Violations in obtaining and performing appraisals in federally related transactions

    (a) Violations
      Except as authorized by the Appraisal Subcommittee in exercising
    its waiver authority pursuant to section 3348(b) of this title, it
    shall be a violation of this section - 
        (1) for a financial institution to seek, obtain, or give money
      or any other thing of value in exchange for the performance of an
      appraisal by a person who the institution knows is not a State
      certified or licensed appraiser in connection with a federally
      related transaction; and
        (2) for the Federal National Mortgage Association, the Federal
      Home Loan Mortgage Corporation, or the Resolution Trust
      Corporation to knowingly contract for the performance of any
      appraisal by a person who is not a State certified or licensed
      appraiser in connection with a real estate related financial
      transaction defined in section 3350(5) of this title to which
      such association or corporation is a party.
    (b) Penalties
      A financial institution that violates subsection (a)(1) of this
    section shall be subject to civil penalties under section
    1818(i)(2) of this title or section 1786(k)(2) of this title, as
    appropriate.
    (c) Proceeding
      A proceeding with respect to a violation of this section shall be
    an administrative proceeding which may be conducted by a Federal
    financial institutions regulatory agency in accordance with the
    procedures set forth in subchapter II of chapter 5 of title 5.



Previous [Notes] Next

Related Resources

Banking Law Guide

Banking Articles and Documents

Banking Discussion