Laws: Cases and Codes : U.S. Code : Title 12 : Section 1827


   
U.S. Code as of: 01/19/04
Section 1827. Reports by Corporation; audit of financial transactions; report on audits; employment of certified public accountants for audits

    (a) Annual reports on BIF, SAIF, and the FSLIC Resolution Fund
      (1) In general
        The Corporation shall annually submit a full report of its
      operations, activities, budget, receipts, and expenditures for
      the preceding 12-month period. The report shall include, with
      respect to the Bank Insurance Fund, the Savings Association
      Insurance Fund, and the FSLIC Resolution Fund, an analysis by the
      Corporation of - 
          (A) the current financial condition of each such fund;
          (B) the purpose, effect, and estimated cost of each
        resolution action taken for an insured depository institution
        during the preceding year;
          (C) the extent to which the actual costs of assistance
        provided to, or for the benefit of, an insured depository
        institution during the preceding year exceeded the estimated
        costs of such assistance reported in a previous year under
        paragraph (A);
          (D) the exposure of each insurance fund to changes in those
        economic factors most likely to affect the condition of that
        fund;
          (E) a current estimate of the resources needed for the Bank
        Insurance Fund, the Savings Association Insurance Fund, or the
        FSLIC Resolution Fund to achieve the purposes of this chapter;
        and
          (F) any findings, conclusions, and recommendations for
        legislative and administrative actions considered appropriate
        to future resolution activities by the Corporation.
      (2) Manner of submission
        Such report shall be submitted to the President of the Senate
      and the Speaker of the House of Representatives, who shall cause
      the same to be printed for the information of Congress, and the
      President as soon as practicable after the first day of January
      each year.
      (3) Coordination with other report requirements
        The report required under this subsection shall include the
      report required under section 57a(f)(7) of title 15.
    (b) Quarterly reports to Treasury
      (1) Financial operating plans and forecasts
        Before the beginning of each fiscal quarter, the Corporation
      shall provide to the Secretary of the Treasury a copy of the
      Corporation's financial operating plans and forecasts.
      (2) Financial condition and reports of operations
        As soon as practicable after the end of each fiscal quarter,
      the Corporation shall submit to the Secretary of the Treasury a
      copy of the report of the Corporation's financial condition as of
      the end of such fiscal quarter and the results of the
      Corporation's operations during such fiscal quarter.
      (3) Items to be included
        The plans, forecasts, and reports required under this
      subsection shall reflect the estimates required to be made under
      section 1825(b) of this title of the liabilities and obligations
      of the Corporation described in such section.
      (4) Rule of construction
        The requirement to provide plans, forecasts, and reports to the
      Secretary of the Treasury under this subsection may not be
      construed as implying any obligation on the part of the
      Corporation to obtain the consent or approval of such Secretary
      with respect to such plans, forecasts, and reports.
    (c) Reports to OMB
      (1) Financial information
        The Corporation shall continue to provide to the Director of
      the Office of Management and Budget financial information
      consistent with that contained in the reports that were being
      provided to the Director immediately prior to the effective date
      of the Financial Institutions Reform, Recovery, and Enforcement
      Act of 1989.
      (2) Financial operating plans and forecasts
        The Corporation shall also provide to the Director copies of
      the Corporation's financial operating plans and forecasts as
      prepared by the Corporation in the ordinary course of its
      operations, and copies of the quarterly reports of the
      Corporation's financial condition and results of operations as
      prepared by the Corporation in the ordinary course of its
      operations.
      (3) Rule of construction
        This subsection may not be construed as implying any obligation
      on the part of the Corporation to consult with or obtain the
      consent or approval of the Director with respect to any reports,
      plans, forecasts, or other information referred to in paragraph
      (1) or (2) or any jurisdiction or oversight over the affairs or
      operations of the Corporation.
    (d) Audit
      (1) Audit required
        The Comptroller General shall audit annually the financial
      transactions of the Corporation, the Bank Insurance Fund, the
      Savings Association Insurance Fund, and the FSLIC Resolution Fund
      in accordance with generally accepted government auditing
      standards.
      (2) Access to books and records
        All books, records, accounts, reports, files, and property
      belonging to or used by the Corporation, the Bank Insurance Fund,
      the Savings Association Insurance Fund, and the FSLIC Resolution
      Fund, or by an independent certified public accountant retained
      to audit the Fund's financial statements, shall be made available
      to the Comptroller General.
    (e) Audit of Corporation
      The financial transactions of the Corporation shall be audited by
    the General Accounting Office in accordance with the principles and
    procedures applicable to commercial corporate transactions and
    under such rules and regulations as may be prescribed by the
    Comptroller General of the United States. The audit shall be
    conducted at the place or places where accounts of the Corporation
    are normally kept. The representatives of the General Accounting
    Office shall have access to all books, accounts, records, reports,
    files, and all other papers, things, or property belonging to or in
    use by the Corporation pertaining to its financial transactions and
    necessary to facilitate the audit, and they shall be afforded full
    facilities for verifying transactions with the balances or
    securities held by depositaries, fiscal agents, and custodians. All
    such books, accounts, records, reports, files, papers, and property
    of the Corporation shall remain in possession and custody of the
    Corporation. The audit shall begin with financial transactions
    occurring on and after August 31, 1948. The Corporation shall be
    audited at least once in every three years.
    (f) Report of audit
      A report of each audit conducted under subsection (b) of this
    section shall be made by the Comptroller General to the Congress
    not later than six and one-half months following the close of the
    last year covered by such audit. The report to the Congress shall
    set forth the scope of the audit and shall include a statement of
    assets and liabilities and surplus or deficit; a statement of
    surplus or deficit analysis; a statement of income and expenses; a
    statement of sources and application of funds and such comments and
    information as may be deemed necessary to inform Congress of the
    financial operations and condition of the Corporation, together
    with such recommendations with respect thereto as the Comptroller
    General may deem advisable. The report shall also show specifically
    any program, expenditure, or other financial transaction or
    undertaking observed in the course of the audit, which, in the
    opinion of the Comptroller General, has been carried on or made
    without authority of law. A copy of each report shall be furnished
    to the President, to the Secretary of the Treasury, and to the
    Corporation at the time submitted to the Congress.
    (g) Assistance in audit; costs
      For the purpose of conducting such audit the Comptroller General
    is authorized in his discretion to employ by contract, without
    regard to section 5 of title 41, professional services of firms and
    organizations of certified public accountants, with the concurrence
    of the Corporation, for temporary periods or for special purposes.
    The Corporation shall reimburse the General Accounting Office for
    the cost of any such audit as billed therefor by the Comptroller
    General, and the General Accounting Office shall deposit the sums
    so reimbursed into the Treasury as miscellaneous receipts.



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