Laws: Cases and Codes : U.S. Code : Title 12 : Section 1825


   
U.S. Code as of: 01/19/04
Section 1825. Issuance of notes, debentures, bonds, and other obligations; exemption from taxation

    (a) General rule
      All notes, debentures, bonds, or other such obligations issued by
    the Corporation shall be exempt, both as to principal and interest,
    from all taxation (except estate and inheritance taxes) now or
    hereafter imposed by the United States, by any Territory,
    dependency, or possession thereof, or by any State, county,
    municipality, or local taxing authority: Provided, That interest
    upon or any income from any such obligations and gain from the sale
    or other disposition of such obligations shall not have any
    exemption, as such, and loss from the sale or other disposition of
    such obligations shall not have any special treatment, as such,
    under the Internal Revenue Code, or laws amendatory or
    supplementary thereto. The Corporation, including its franchise,
    its capital, reserves, and surplus, and its income, shall be exempt
    from all taxation now or hereafter imposed by the United States, by
    any Territory, dependency, or possession thereof, or by any State,
    county, municipality, or local taxing authority, except that any
    real property of the Corporation shall be subject to State,
    Territorial, county, municipal, or local taxation to the same
    extent according to its value as other real property is taxed.
    (b) Other exemptions
      When acting as a receiver, the following provisions shall apply
    with respect to the Corporation:
        (1) The Corporation including its franchise, its capital,
      reserves, and surplus, and its income, shall be exempt from all
      taxation imposed by any State, county, municipality, or local
      taxing authority, except that any real property of the
      Corporation shall be subject to State, territorial, county,
      municipal, or local taxation to the same extent according to its
      value as other real property is taxed, except that,
      notwithstanding the failure of any person to challenge an
      assessment under State law of such property's value, such value,
      and the tax thereon, shall be determined as of the period for
      which such tax is imposed.
        (2) No property of the Corporation shall be subject to levy,
      attachment, garnishment, foreclosure, or sale without the consent
      of the Corporation, nor shall any involuntary lien attach to the
      property of the Corporation.
        (3) The Corporation shall not be liable for any amounts in the
      nature of penalties or fines, including those arising from the
      failure of any person to pay any real property, personal
      property, probate, or recording tax or any recording or filing
      fees when due.

    This subsection shall not apply with respect to any tax imposed (or
    other amount arising) under the Internal Revenue Code of 1986.
    (c) Limitation on borrowing
      (1) Cost estimate for outstanding obligations, guarantees, and
        liabilities
        As soon as practicable after August 9, 1989, the Corporation
      shall estimate the aggregate cost to the Corporation for all
      outstanding obligations and guarantees of the Corporation which
      were issued, and all outstanding liabilities which were incurred,
      by the Corporation before August 9, 1989.
      (2) Estimate of notes and other obligations required
        Before issuing an obligation or making a guarantee, the
      Corporation shall estimate the cost of such obligations or
      guarantees.
      (3) Inclusion of estimates in financial statements
        The Corporation shall - 
          (A) reflect in its financial statements the estimates made by
        the Corporation under paragraphs (1) and (2) of the aggregate
        amount of the costs to the Corporation for outstanding
        obligations and other liabilities, and
          (B) make such adjustments as are appropriate in the estimate
        of such aggregate amount not less frequently than quarterly.
      (4) Estimate of other assets required
        The Corporation shall - 
          (A) estimate the market value of assets held by it as a
        result of case resolution activities, with a reduction for
        expenses expected to be incurred by the Corporation in
        connection with the management and sale of such assets;
          (B) reflect the amounts so estimated in its financial
        statements; and
          (C) make such adjustments as are appropriate of such market
        value not less than quarterly.
      (5) Maximum amount limitation on outstanding obligations
        Notwithstanding any other provisions of this chapter, the
      Corporation may not issue or incur any obligation, if, after
      issuing or incurring the obligation, the aggregate amount of
      obligations of the Bank Insurance Fund or Savings Association
      Insurance Fund, respectively, outstanding would exceed the sum of
      - 
          (A) the amount of cash or the equivalent of cash held by the
        Bank Insurance Fund or Savings Association Insurance Fund,
        respectively;
          (B) the amount which is equal to 90 percent of the
        Corporation's estimate of the fair market value of assets held
        by the Bank Insurance Fund or the Savings Association Insurance
        Fund, respectively, other than assets described in subparagraph
        (A); and
          (C) the total of the amounts authorized to be borrowed from
        the Secretary of the Treasury pursuant to section 1824(a) of
        this title.
      (6) "Obligation" defined
        (A) In general
          For purposes of paragraph (5), the term "obligation" includes
        - 
            (i) any guarantee issued by the Corporation, other than
          deposit guarantees;
            (ii) any amount borrowed pursuant to section 1824 of this
          title; and
            (iii) any other obligation for which the Corporation has a
          direct or contingent liability to pay any amount.
        (B) Valuation of contingent liabilities
          The Corporation shall value any contingent liability at its
        expected cost to the Corporation.
    (d) Full faith and credit
      The full faith and credit of the United States is pledged to the
    payment of any obligation issued after August 9, 1989, by the
    Corporation, with respect to both principal and interest, if - 
        (1) the principal amount of such obligation is stated in the
      obligation; and
        (2) the term to maturity or the date of maturity of such
      obligation is stated in the obligation.



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