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U.S. Code as of:
01/19/04
Section 1816. Factors to be considered
The factors that are required, under section 1814 of this title,
to be considered in connection with, and enumerated in, any
certificate issued pursuant to section 1814 of this title and that
are required, under section 1815 of this title, to be considered by
the Board of Directors in connection with any determination by such
Board pursuant to section 1815 of this title are the following:
(1) The financial history and condition of the depository
institution.
(2) The adequacy of the depository institution's capital
structure.
(3) The future earnings prospects of the depository
institution.
(4) The general character and fitness of the management of the
depository institution.
(5) The risk presented by such depository institution to the
Bank Insurance Fund or the Savings Association Insurance Fund.
(6) The convenience and needs of the community to be served by
such depository institution.
(7) Whether the depository institution's corporate powers are
consistent with the purposes of this chapter.
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