Laws: Cases and Codes : U.S. Code : Title 12 : Section 1814


   
U.S. Code as of: 01/19/04
Section 1814. Insured depository institutions

    (a) Continuation of insurance
      (1) Banks
        Each bank, which is an insured depository institution on
      September 21, 1950, shall be and continue to be, without
      application or approval, an insured depository institution and
      shall be subject to the provisions of this chapter.
      (2) Savings associations
        Each savings association the accounts of which were insured by
      the Federal Savings and Loan Insurance Corporation on the day
      before August 9, 1989, shall be, without application or approval,
      an insured depository institution.
    (b) Continuation of insurance upon becoming a member bank
      In the case of an insured bank which is admitted to membership in
    the Federal Reserve System or an insured State bank which is
    converted into a national member bank, the bank shall continue as
    an insured bank.
    (c) Continuation of insurance after conversion
      Subject to section 1815(d) of this title - 
        (1) any State depository institution which results from the
      conversion of any insured Federal depository institution; and
        (2) any Federal depository institution which results from the
      conversion of any insured State depository institution,

    shall continue as an insured depository institution.
    (d) Continuation of insurance after merger or consolidation
      Any State depository institution or any Federal depository
    institution which results from the merger or consolidation of
    insured depository institutions, or from the merger or
    consolidation of a noninsured depository institution with an
    insured depository institution, shall continue as an insured
    depository institution.



Previous [Notes] Next

Related Resources

Banking Law Guide

Banking Articles and Documents

Banking Discussion

Ads by FindLaw