Laws: Cases and Codes : U.S. Code : Title 12 : Section 1430b


   
U.S. Code as of: 01/19/04
Section 1430b. Advances to nonmember mortgagee; terms and conditions

    (a) In general
      Each Federal Home Loan Bank is authorized to make advances to
    nonmember mortgagees approved under title II of the National
    Housing Act [12 U.S.C. 1707 et seq.]. Such mortgagees must be
    chartered institutions having succession and subject to the
    inspection and supervision of some governmental agency, and whose
    principal activity in the mortgage field must consist of lending
    their own funds. Such advances shall not be subject to the other
    provisions and restrictions of this chapter, but shall be made upon
    the security of insured mortgages, insured under title II of the
    National Housing Act. Advances made under the terms of this section
    shall be at such rates of interest and upon such terms and
    conditions as shall be determined by the Board, but no advance may
    be for an amount in excess of 90 per centum of the unpaid principal
    of the mortgage loan given as security.
    (b) Exception
      An advance made to a State housing finance agency for the purpose
    of facilitating mortgage lending that benefits individuals and
    families that meet the income requirements set forth in section
    142(d) or 143(f) of title 26, need not be collateralized by a
    mortgage insured under title II of the National Housing Act [12
    U.S.C. 1707 et seq.] or otherwise, if - 
        (1) such advance otherwise meets the requirements of this
      subsection; and
        (2) such advance meets the requirements of section 1430(a) of
      this title, and any real estate collateral for such loan
      comprises single family or multifamily residential mortgages.



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