Laws: Cases and Codes : U.S. Code : Title 11


   

U.S. Code as of: 01/19/04
Chapter 11 - Notes
                SUBCHAPTER I - OFFICERS AND ADMINISTRATION            
    Sec.                                                     
    1101.       Definitions for this chapter.                         
    1102.       Creditors' and equity security holders' committees.   
    1103.       Powers and duties of committees.                      
    1104.       Appointment of trustee or examiner.                   
    1105.       Termination of trustee's appointment.                 
    1106.       Duties of trustee and examiner.                       
    1107.       Rights, powers, and duties of debtor in possession.   
    1108.       Authorization to operate business.                    
    1109.       Right to be heard.                                    
    1110.       Aircraft equipment and vessels.                       
    1111.       Claims and interests.                                 
    1112.       Conversion or dismissal.                              
    1113.       Rejection of collective bargaining agreements.        
    1114.       Payment of insurance benefits to retired employees.   
                         SUBCHAPTER II - THE PLAN                     
    1121.       Who may file a plan.                                  
    1122.       Classification of claims or interests.                
    1123.       Contents of plan.                                     
    1124.       Impairment of claims or interests.                    
    1125.       Postpetition disclosure and solicitation.             
    1126.       Acceptance of plan.                                   
    1127.       Modification of plan.                                 
    1128.       Confirmation hearing.                                 
    1129.       Confirmation of plan.                                 
                 SUBCHAPTER III - POSTCONFIRMATION MATTERS             
    1141.       Effect of confirmation.                               
    1142.       Implementation of plan.                               
    1143.       Distribution.                                         
    1144.       Revocation of an order of confirmation.               
    1145.       Exemption from securities laws.                       
    1146.       Special tax provisions.                               
                  SUBCHAPTER IV - RAILROAD REORGANIZATION              
    1161.       Inapplicability of other sections.                    
    1162.       Definition.                                           
    1163.       Appointment of trustee.                               
    1164.       Right to be heard.                                    
    1165.       Protection of the public interest.                    
    1166.       Effect of subtitle IV of title 49 and of Federal,
                 State, or local regulations.                         
    1167.       Collective bargaining agreements.                     
    1168.       Rolling stock equipment.                              
    1169.       Effect of rejection of lease of railroad line.        
    1170.       Abandonment of railroad line.                         
    1171.       Priority claims.                                      
    1172.       Contents of plan.                                     
    1173.       Confirmation of plan.                                 
    1174.       Liquidation.                                          
                       HISTORICAL AND REVISION NOTES                   
                          LEGISLATIVE STATEMENTS                      
      Chapter 11 of the House amendment is derived in large part from
    chapter 11 as contained in the House bill. Unlike chapter 11 of the
    Senate amendment, chapter 11 of the House amendment does not
    represent an extension of chapter X of current law [chapter 10 of
    former title 11] or any other chapter of the Bankruptcy Act [former
    title 11]. Rather chapter 11 of the House amendment takes a new
    approach consolidating subjects dealt with under chapters VIII, X,
    XI, and XII of the Bankruptcy Act [chapters 8, 10, 11, and 12 of
    former title 11]. The new consolidated chapter 11 contains no
    special procedure for companies with public debt or equity security
    holders. Instead, factors such as the standard to be applied to
    solicitation of acceptances of a plan of reorganization are left to
    be determined by the court on a case-by-case basis. In order to
    insure that adequate investigation of the debtor is conducted to
    determine fraud or wrongdoing on the part of present management, an
    examiner is required to be appointed in all cases in which the
    debtor's fixed, liquidated, and unsecured debts, other than debts
    for goods, services, or taxes, or owing to an insider, exceed $5
    million. This should adequately represent the needs of public
    security holders in most cases. However, in addition, section 1109
    of the House amendment enables both the Securities and Exchange
    Commission and any party in interest who is creditor, equity
    security holder, indenture trustee, or any committee representing
    creditors or equity security holders to raise and appear and be
    heard on any issue in a case under chapter 11. This will enable the
    bankruptcy court to evaluate all sides of a position and to
    determine the public interest. This approach is sharply contrasted
    to that under chapter X of present law in which the public interest
    is often determined only in terms of the interest of public
    security holders. The advisory role of the Securities and Exchange
    Commission will enable the court to balance the needs of public
    security holders against equally important public needs relating to
    the economy, such as employment and production, and other factors
    such as the public health and safety of the people or protection of
    the national interest. In this context, the new chapter 11 deletes
    archaic rules contained in certain chapters of present law such as
    the requirement of an approval hearing and the prohibition of
    prepetition solicitation. Such requirements were written in an age
    before the enactment of the Trust Indenture Act [15 U.S.C. 77aaa et
    seq.] and the development of securities laws had occurred. The
    benefits of these provisions have long been outlived but the
    detriment of the provisions served to frustrate and delay effective
    reorganization in those chapters of the Bankruptcy Act in which
    such provisions applied. Chapter 11 thus represents a much needed
    revision of reorganization laws. A brief discussion of the history
    of this important achievement is useful to an appreciation of the
    monumental reform embraced in chapter 11.
      Under the existing Bankruptcy Act [former title 11] debtors
    seeking reorganization may choose among three reorganization
    chapters, chapter X, chapter XI, and chapter XII [chapters 10, 11,
    and 12 of former title 11]. Individuals and partnerships may file
    under chapter XI or, if they own property encumbered by mortgage
    liens, they may file under chapter XII. A corporation may file
    under either chapter X or chapter XI, but is ineligible to file
    under chapter XII. Chapter X was designed to facilitate the
    pervasive reorganization of corporations whose creditors include
    holders of publicly issued debt securities. Chapter XI, on the
    other hand, was designed to permit smaller enterprises to negotiate
    composition or extension plans with their unsecured creditors. The
    essential differences between chapters X and XI are as follows.
    Chapter X mandates that, first, an independent trustee be appointed
    and assume management control from the officers and directors of
    the debtor corporation; second, the Securities and Exchange
    Commission must be afforded an opportunity to participate both as
    an adviser to the court and as a representative of the interests of
    public security holders; third, the court must approve any proposed
    plan of reorganization, and prior to such approval, acceptances of
    creditors and shareholders may not be solicited; fourth, the court
    must apply the absolute priority rule; and fifth, the court has the
    power to affect, and grant the debtor a discharge in respect of,
    all types of claims, whether secured or unsecured and whether
    arising by reason of fraud or breach of contract.
      The Senate amendment consolidates chapters X, XI, and XII
    [chapters 10, 11, and 12 of former title 11], but establishes a
    separate and distinct reorganization procedure for "public
    companies." The special provisions applicable to "public companies"
    are tantamount to the codification of chapter X of the existing
    Bankruptcy Act and thus result in the creation of a "two-track
    system." The narrow definition of the term "public company" would
    require many businesses which could have been rehabilitated under
    chapter XI to instead use the more cumbersome procedures of chapter
    X, whether needed or not.
      The special provisions of the Senate amendment applicable to a
    "public company" are as follows:
      (a) Section 1101(3) defines a "public company" as a debtor who,
    within 12 months prior to the filing of the petition, had
    outstanding $5 million or more in debt and had not less than 1000
    security holders;
      (b) Section 1104(a) requires the appointment of a disinterested
    trustee irrespective of whether creditors support such appointment
    and whether there is cause for such appointment;
      (c) Section 1125(f) prohibits the solicitation of acceptances of
    a plan of reorganization prior to court approval of such plan even
    though the solicitation complies with all applicable securities
    laws;
      (d) Section 1128(a) requires the court to conduct a hearing on
    any plan of reorganization proposed by the trustee or any other
    party;
      (e) Section 1128(b) requires the court to refer any plans "worthy
    of consideration" to the Securities and Exchange Commission for
    their examination and report, prior to court approval of a plan;
    and
      (f) Section 1128(c) and section 1130(a)(7) requires the court to
    approve a plan or plans which are "fair and equitable" and comply
    with the other provisions of chapter 11.
      The record of the Senate hearings on S. 2266 and the House
    hearings on H.R. 8200 is replete with evidence of the failure of
    the reorganization provisions of the existing Bankruptcy Act
    [former title 11] to meet the needs of insolvent corporations in
    today's business environment. Chapter X [chapter 10 of former title
    11] was designed to impose rigid and formalized procedures upon the
    reorganization of corporations and, although designed to protect
    public creditors, has often worked to the detriment of such
    creditors. As the House report has noted:
      The negative results under chapter X [chapter 10 of former title
    11] have resulted from the stilted procedures, under which
    management is always ousted and replaced by an independent trustee,
    the courts and the Securities and Exchange Commission examine the
    plan of reorganization in great detail, no matter how long that
    takes, and the court values the business, a time consuming and
    inherently uncertain procedure.
      The House amendment deletes the "public company" exception,
    because it would codify the well recognized infirmities of chapter
    X [chapter 10 of former title 11], because it would extend the
    chapter X approach to a large number of new cases without regard to
    whether the rigid and formalized procedures of chapter X are
    needed, and because it is predicated upon the myth that provisions
    similar to those contained in chapter X are necessary for the
    protection of public investors. Bankruptcy practice in large
    reorganization cases has also changed substantially in the 40 years
    since the Chandler Act [June 22, 1938, ch. 575, 52 Stat. 883,
    amending former title 11] was enacted. This change is, in large
    part, attributable to the pervasive effect of the Federal
    securities laws and the extraordinary success of the Securities and
    Exchange Commission in sensitizing both management and members of
    the bar to the need for full disclosure and fair dealing in
    transactions involving publicly held securities.
      It is important to note that Congress passed the Chandler Act
    [June 22, 1938, ch. 575, 52 Stat. 883, amending former title 11]
    prior to enactment of the Trust Indenture Act of 1939 [15 U.S.C.
    section 77aaa et seq.] and prior to the definition and enforcement
    of the disclosure requirements of the Securities Act of 1933 [15
    U.S.C. 77a et seq.] and the Securities Exchange Act of 1934 [15
    U.S.C. 78a et seq.]. The judgments made by the 75th Congress in
    enacting the Chandler Act are not equally applicable to the
    financial markets of 1978. First of all, most public debenture
    holders are neither weak nor unsophisticated investors. In most
    cases, a significant portion of the holders of publicly issued
    debentures are sophisticated institutions, acting for their own
    account or as trustees for investment funds, pension funds, or
    private trusts. In addition, debenture holders, sophisticated, and
    unsophisticated alike, are represented by indenture trustees,
    qualified under section 77ggg of the Trust Indenture Act [probably
    should be "section 307" which is 15 U.S.C. 77ggg]. Given the high
    standard of care to which indenture trustees are bound, they are
    invariably active and sophisticated participants in efforts to
    rehabilitate corporate debtors in distress.
      It is also important to note that in 1938 when the Chandler Act
    [June 22, 1938, ch. 575, 52 Stat. 883, amending former title 11]
    was enacted, public investors commonly held senior, not
    subordinated, debentures and corporations were very often privately
    owned. In this environment, the absolute priority rule protected
    debenture holders from an erosion of their position in favor of
    equity holders. Today, however, if there are public security
    holders in a case, they are likely to be holders of subordinated
    debentures and equity and thus the application of the absolute
    priority rule under chapter X [chapter 10 of former title 11] leads
    to the exclusion, rather than the protection, of the public.
      The primary problem posed by chapter X [chapter 10 of former
    title 11] is delay. The modern corporation is a complex and
    multifaceted entity. Most corporations do not have a significant
    market share of the lines of business in which they compete. The
    success, and even the survival, of a corporation in contemporary
    markets depends on three elements: First, the ability to attract
    and hold skilled management; second, the ability to obtain credit;
    and third, the corporation's ability to project to the public an
    image of vitality. Over and over again, it is demonstrated that
    corporations which must avail themselves of the provisions of the
    Bankruptcy Act [former title 11] suffer appreciable deterioration
    if they are caught in a chapter X proceeding for any substantial
    period of time.
      There are exceptions to this rule. For example, King Resources
    filed a chapter X [chapter 10 of former title 11] petition in the
    District of Colorado and it emerged from such proceeding as a
    solvent corporation. The debtor's new found solvency was not,
    however, so much attributable to a brilliant rehabilitation program
    conceived by a trustee, but rather to a substantial appreciation in
    the value of the debtor's oil and uranium properties during the
    pendency of the proceedings.
      Likewise, Equity Funding is always cited as an example of a
    successful chapter X [chapter 10 of former title 11] case. But it
    should be noted that in Equity Funding there was no question about
    retaining existing management. Rather, Equity Funding involved
    fraud on a grand scale. Under the House amendment with the deletion
    of the mandatory appointment of a trustee in cases involving
    "public companies," a bankruptcy judge, in a case like Equity
    Funding, would presumably have little difficulty in concluding that
    a trustee should be appointed under section 1104(6).
      While I will not undertake to list the chapter X [chapter 10 of
    former title 11] failures, it is important to note a number of
    cases involving corporations which would be "public companies"
    under the Senate amendment which have successfully skirted the
    shoals of chapter X and confirmed plans of arrangement in chapter
    XI [chapter 11 of former title 11]. Among these are Daylin, Inc.
    ("Daylin") and Colwell Mortgage Investors ("Colwell").
      Daylin filed a chapter XI [chapter 11 of former title 11]
    petition on February 26, 1975, and confirmed its plan of
    arrangement on October 20, 1976. The success of its turnaround is
    best evidenced by the fact that it had consolidated net income of
    $6,473,000 for the first three quarters of the 1978 fiscal year.
      Perhaps the best example of the contrast between chapter XI and
    chapter X [chapters 11 and 10 of former title 11] is the recent
    case of In re Colwell Mortgage Investors. Colwell negotiated a
    recapitalization plan with its institutional creditors, filed a
    proxy statement with the Securities and Exchange Commission, and
    solicited consents of its creditors and shareholders prior to
    filing its chapter XI petition. Thereafter, Colwell confirmed its
    plan of arrangement 41 days after filing its chapter XI petition.
    This result would have been impossible under the Senate amendment
    since Colwell would have been a "public company."
      There are a number of other corporations with publicly held debt
    which have successfully reorganized under chapter XI [chapter 11 of
    former title 11]. Among these are National Mortgage Fund (NMF),
    which filed a chapter XI petition in the northern district of Ohio
    on June 30, 1976. Prior to commencement of the chapter XI
    proceeding, NMF filed a proxy statement with the Securities and
    Exchange Commission and solicited acceptances to a proposed plan of
    arrangement. The NMF plan was subsequently confirmed on December
    14, 1976. The Securities and Exchange Commission did not file a
    motion under section 328 of the Bankruptcy Act [section 728 of
    former title 11] to transfer the case to chapter X [chapter 10 of
    former title 11] and a transfer motion which was filed by private
    parties was denied by the court.
      While there are other examples of large publicly held companies
    which have successfully reorganized in chapter XI [chapter 11 of
    former title 11], including Esgrow, Inc. (C.D.Cal. 73-02510),
    Sherwood Diversified Services Inc. (S.D.N.Y. 73-B-213), and United
    Merchants and Manufacturers, Inc. (S.D.N.Y. 77-B-1513), the
    numerous successful chapter XI cases demonstrate two points: first,
    the complicated and time-consuming provisions of chapter X [chapter
    10 of former title 11] are not always necessary for the successful
    reorganization of a company with publicly held debt, and second,
    the more flexible provisions in chapter XI permit a debtor to
    obtain relief under the Bankruptcy Act [former title 11] in
    significantly less time than is required to confirm a plan of
    reorganization under chapter X of the Bankruptcy Act.
      One cannot overemphasize the advantages of speed and simplicity
    to both creditors and debtors. Chapter XI [chapter 11 of former
    title 11] allows a debtor to negotiate a plan outside of court and,
    having reached a settlement with a majority in number and amount of
    each class of creditors, permits the debtor to bind all unsecured
    creditors to the terms of the arrangement. From the perspective of
    creditors, early confirmation of a plan of arrangement: first,
    generally reduces administrative expenses which have priority over
    the claims of unsecured creditors; second, permits creditors to
    receive prompt distributions on their claims with respect to which
    interest does not accrue after the filing date; and third,
    increases the ultimate recovery on creditor claims by minimizing
    the adverse effect on the business which often accompanies efforts
    to operate an enterprise under the protection of the Bankruptcy Act
    [former title 11].
      Although chapter XI [chapter 11 of former title 11] offers the
    corporate debtor flexibility and continuity of management,
    successful rehabilitation under chapter XI is often impossible for
    a number of reasons. First, chapter XI does not permit a debtor to
    "affect" secured creditors or shareholders, in the absence of their
    consent. Second, whereas a debtor corporation in chapter X [chapter
    10 of former title 11], upon the consummation of the plan or
    reorganization, is discharged from all its debts and liabilities, a
    corporation in chapter XI may not be able to get a discharge in
    respect of certain kinds of claims including fraud claims, even in
    cases where the debtor is being operated under new management. The
    language of chapter 11 in the House amendment solves these problems
    and thus increases the utility and flexibility of the new chapter
    11, as compared to chapter XI of the existing Bankruptcy Act
    [chapter 11 of former title 11].
      Those who would urge the adoption of a two-track system have two
    major obstacles to meet. First, the practical experience of those
    involved in business rehabilitation cases, practitioners, debtors,
    and bankruptcy judges, has been that the more simple and
    expeditious procedures of chapter XI [chapter 11 of former title
    11] are appropriate in the great majority of cases. While attempts
    have been made to convince the courts that a chapter X [chapter 10
    of former title 11] proceeding is required in every case where
    public debt is present, the courts have categorically rejected such
    arguments. Second, chapter X has been far from a success. Of the
    991 chapter X cases filed during the period of January 1, 1967,
    through December 31, 1977, only 664 have been terminated. Of those
    cases recorded as "terminated," only 140 resulted in consummated
    plans. This 21 percent success rate suggests one of the reasons for
    the unpopularity of chapter X.
      In summary, it has been the experience of the great majority of
    those who have testified before the Senate and House subcommittees
    that a consolidated approach to business rehabilitation is
    warranted. Such approach is adopted in the House amendment.
      Having discussed the general reasons why chapter 11 of the House
    amendment is sorely needed, a brief discussion of the differences
    between the House bill, Senate amendment, and the House amendment,
    is in order. Since chapter 11 of the House amendment rejects the
    concept of separate treatment for a public company, sections
    1101(3), 1104(a), 1125(f), 1128, and 1130(a)(7) of the Senate
    amendment have been deleted.
                                AMENDMENTS                            
      1988 - Pub. L. 100-334, Sec. 2(c), June 16, 1988, 102 Stat. 613,
    added item 1114.
      1984 - Pub. L. 98-353, title III, Secs. 514(b), 541(b), July 10,
    1984, 98 Stat. 387, 391, added item 1113 and substituted
    "Implementation" for "Execution" in item 1142.
      1983 - Pub. L. 97-449, Sec. 5(a)(1), Jan. 12, 1983, 96 Stat.
    2442, substituted "subtitle IV of title 49" for "Interstate
    Commerce Act" in item 1166.
-SECREF-
                   CHAPTER REFERRED TO IN OTHER SECTIONS               
      This chapter is referred to in sections 103, 105, 109, 303, 326,
    327, 329, 346, 347, 362, 363, 365, 502, 503, 524, 546, 706, 1102,
    1203, 1301, 1306, 1307 of this title; title 7 section 2008h; title
    20 sections 1002, 1087; title 21 section 356c; title 26 sections
    108, 1398, 6012; title 28 sections 157, 586, 1930; title 29
    sections 1341, 1342; title 49 sections 521, 13905.
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