Laws: Cases and Codes : U.S. Code : Title 11 : Section 109


   
U.S. Code as of: 01/19/04
Section 109. Who may be a debtor

      (a) Notwithstanding any other provision of this section, only a
    person that resides or has a domicile, a place of business, or
    property in the United States, or a municipality, may be a debtor
    under this title.
      (b) A person may be a debtor under chapter 7 of this title only
    if such person is not - 
        (1) a railroad;
        (2) a domestic insurance company, bank, savings bank,
      cooperative bank, savings and loan association, building and loan
      association, homestead association, a New Markets Venture Capital
      company as defined in section 351 of the Small Business
      Investment Act of 1958, a small business investment company
      licensed by the Small Business Administration under subsection
      (c) or (d) (!1) of section 301 of the Small Business Investment
      Act of 1958, credit union, or industrial bank or similar
      institution which is an insured bank as defined in section 3(h)
      of the Federal Deposit Insurance Act, except that an uninsured
      State member bank, or a corporation organized under section 25A
      of the Federal Reserve Act, which operates, or operates as, a
      multilateral clearing organization pursuant to section 409 of the
      Federal Deposit Insurance Corporation Improvement Act of 1991 may
      be a debtor if a petition is filed at the direction of the Board
      of Governors of the Federal Reserve System; or

        (3) a foreign insurance company, bank, savings bank,
      cooperative bank, savings and loan association, building and loan
      association, homestead association, or credit union, engaged in
      such business in the United States.

      (c) An entity may be a debtor under chapter 9 of this title if
    and only if such entity - 
        (1) is a municipality;
        (2) is specifically authorized, in its capacity as a
      municipality or by name, to be a debtor under such chapter by
      State law, or by a governmental officer or organization empowered
      by State law to authorize such entity to be a debtor under such
      chapter;
        (3) is insolvent;
        (4) desires to effect a plan to adjust such debts; and
        (5)(A) has obtained the agreement of creditors holding at least
      a majority in amount of the claims of each class that such entity
      intends to impair under a plan in a case under such chapter;
        (B) has negotiated in good faith with creditors and has failed
      to obtain the agreement of creditors holding at least a majority
      in amount of the claims of each class that such entity intends to
      impair under a plan in a case under such chapter;
        (C) is unable to negotiate with creditors because such
      negotiation is impracticable; or
        (D) reasonably believes that a creditor may attempt to obtain a
      transfer that is avoidable under section 547 of this title.

      (d) Only a railroad, a person that may be a debtor under chapter
    7 of this title (except a stockbroker or a commodity broker), and
    an uninsured State member bank, or a corporation organized under
    section 25A of the Federal Reserve Act, which operates, or operates
    as, a multilateral clearing organization pursuant to section 409 of
    the Federal Deposit Insurance Corporation Improvement Act of 1991
    may be a debtor under chapter 11 of this title.
      (e) Only an individual with regular income that owes, on the date
    of the filing of the petition, noncontingent, liquidated, unsecured
    debts of less than $250,000 and noncontingent, liquidated, secured
    debts of less than $750,000, or an individual with regular income
    and such individual's spouse, except a stockbroker or a commodity
    broker, that owe, on the date of the filing of the petition,
    noncontingent, liquidated, unsecured debts that aggregate less than
    $250,000 and noncontingent, liquidated, secured debts of less than
    $750,000 may be a debtor under chapter 13 of this title.
      (f) Only a family farmer with regular annual income may be a
    debtor under chapter 12 of this title.
      (g) Notwithstanding any other provision of this section, no
    individual or family farmer may be a debtor under this title who
    has been a debtor in a case pending under this title at any time in
    the preceding 180 days if - 
        (1) the case was dismissed by the court for willful failure of
      the debtor to abide by orders of the court, or to appear before
      the court in proper prosecution of the case; or
        (2) the debtor requested and obtained the voluntary dismissal
      of the case following the filing of a request for relief from the
      automatic stay provided by section 362 of this title.



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